Past performance is not a reliable indicator nor is it a guarantee of future performance. Your decision to invest should not be based solely on the hypothetical and/or modelled past investment performance. Actual returns and principal value may be higher or lower than shown and, at the end of the investment term, may be less than the original investment. Default figures and assumptions used by the calculator are subject to change at any time without notice. Digital currencies are a highly speculative asset class. They are not backed by a central bank, government, or institution; increasing the volatility of the asset class. As with any investment, especially cryptocurrency investments, the value of your holding will vary and could potentially become worthless.